Quiet Times Search

• What happens when there is someone else better lookig?
• What if their suffer a disfiguring injury?
• What happens when they get older?

• Give God credit for every gift God has given your child including appearance
• Teach them continually about this - gives them a humble appreciation
  
• Teach them the value of what is inside

Jesus was in ahuge crowd and suddenly a Roman centurion walks up to Jesus - Matthew 8:5-10

NT centurions are often mentioned with honor:

• Cornelius was the first Gentile to become a Christian - Acts 10:22
• A centurion rescued Paul from the Mob - Acts 23:27
• A centurion saved Paul's life in the shipwreck - Acts 27:43

Lord, my servant lays paralyzed and in terrible suffering - Matthew 8:5-6
To many Romans, a slave was defined as nothing more than a tool

Jesus was moved by the man's heart - I will go and heal him
When Jesus saw a need, he met it
He lived to serve and meet needs directly and continuously
He loved a man many hated

Lord, I don't deserve to have you under my roof - Matthew 8:8
He was a Gentile, Jewish law - a Jew could not enter the house of a Gentile - Acts 10:28
In spite of his desperate need, he respected Jewish law

Say the word and he will be healed - Matthew 8:8
His authority produced results, how much more would the authority of Jesus do?

Jesus did not find anyone in Israel with such faith

Since the promises of God can relied on, it can have powerful affect on how we view life and how we live it

Psalms 119 - Shows us the relationship of God to spiritual life

Psalms 119:50 - God's promises enable him to press on and not give into dispair
Pain may be great - but the promise of God looms larger.

Psalms 119:140 - Again and again he has relied on God's promises and has come to value them

Psalms 119:148 - Deep conviction about focusing on the promises, keep him up
Will do whatever it takes to fill his mind with the promises

Psalms 119:154 - When he is threatened and in danger, remind the Lord of his promises

Psalms 119:162 - Promises of God is a treasure to him

1. Caused by our own bad behavior - the wicked have their fill - Proverbs 12:21
2. Comes from doing what is right - Persecution because of the Word - Matthew 13:21
3. Trouble that we all face because we live in this world
   • Each day will be trouble - Matthew 6:34
   • In this world you will have trouble - John 16:33

• Rejection
• Persecution from someone we have helped to know God
• Loss of a relationship to follow God
• Injustice of living in an imperfect world

1. Unfinished labor - Quit if results are not produced quickly
2. Half-hearted labor - Elisha angry with the king of Israel - 2 Kings 13:14-19
   
3. Ineffective labor - We are working hard but without God
4. Tireless labor - Focusing on self
5. Courageous labor - Letting fear take over your mind

• the Lord
• the lost
• the poor
• our fellow disciples

Prophets – “This is what the Lord says…”
Jesus – “I tell you the truth…”

Prophets - “Come to the Lord.”
Jesus – “Come to me” (Matthew 11:28-30)

Prophets – Prophetic messages
Jesus –

• “I have come to fulfill the scripture (Luke 4:18-19,21)
• “I have not come to abolish them but to fulfill them” (Matthew 5:17)
• “everything that is written by the prophets about the Son of Man will be fulfilled” (Luke 18:31)
• “These are the Scriptures that testify about me” (John 5:39)

Prophets – God can forgive your sins
Jesus – He said their sins were given by him
To the paralytic - “…may know that the Son of Man has authority on earth to forgive sins” (Mark 2:10)
To the sinful women – “her many sins have been forgiven” (Luke 7:47)

Prophets – God saves
Jesus knew he was the one to save the world from sin
“…Son of Man did not come to be served, but to serve, and to give his life as a ransom for many” (Mark 10:45)
“This is my blood of the covenant, which is poured out for many for the forgiveness of sins” (Matthew 26:28)

Prophets – God judges
Jesus - “…my judgment is just” (John 5:30))
On the last day - “Many will say to me on that day, Lord, Lord…” (Matthew 7:22)

1. How to live
2. Be committed to him
3. Should love him

1. Coupled with loving God
2. How we show we are disciples
3. Something to devoted to as we come into Christ
4. How we fulfill the principle of Christ
5. How we live a life worthy of the gospel and the Lord
6. Where walking in the light leads

Power

Mark 5:1-17

• What expectations do you have of your prayer life
• Do we believe the power that can be unleashed through your prayer life?
• We need to pray for God’s power to be clearly demonstrated – we desperately need the fear of the Lord.

Fearlessness

• Making the decision not give into fear is essential ingredient for the man or woman impact
• Two fears: fear of public speaking and the fear of failure

Spectacular Deeds

• Made front-page news.
• Jesus responded by valuing freeing a man over another property
• Jesus was willing to do something outrageous and controversial for the sake of a needy person

Reinvestment of Dividends

Mark 5:18-20

• Jesus didn’t surround himself with people who owed him a great amount of debt.
• We viewed their gratitude to him to channeled to help others
• Few people are grateful for the Lord when He work powerfully, yet fewer accept their obligation to proclaim.

Tenderness

Mark 5:21-34

• The women was afraid that she had done an evil thing in touching Jesus’ clothes
• She had suffered from the effective treatments that the doctors had given her.
• Greek word for healed = saved.
• He didn’t babble but told the woman what she needed to hear.

• Known as the Jesus cult.
• They spent night and day with His disciple and they were always astonished.
• Some people astonish us when we first meet them but after getting to know them we grow accustomed to their usual actions. 

• James and John expected to pull this one over on Jesus
  
• He didn’t correct them for being manipulative or disrespectful

• There is a great difference between lording leadership and servant leadership.
• It is hard to see politicians as servant leaders.

• We know in our guts that it won’t be good enough
• No matter how much you pour into her she will never be filled

• Refuse to give what they have
• Keep pouring and pouring until we feel like a failure

• Sermons are boring
• Members are unfriendly to visitors
• Wonder about the quality of the nursery care
• Church seems to more concerned about my wallet
• Music isn’t very upbeat

• Matrix – do you know what this is, Neo?
• Feeling we have all had – there is something wrong with the world
• Blue Pill – You wake up and you believe what you wan to the believe (Jewish leaders chose this one)
• Red Pill – you are only offered truth
• Without repentance, we will remain blinded
  • How could a kingdom transcend geographic boundaries?
  • How could a kingdom be within us?
  • What sort of kingdom has no capital, no government, no army, and no temple?
• Longed for a tangible kingdom rather than a spiritual kingdom

• Many Christians the kingdom of God as something the future holds
• Some wish to avoid the kingdom commitment here on earth
• Kingdom expect allegiance ahead of all others
• Any real government expects this type of loyalty

• King exerted seasonal influence
• Three levels of subjects:
  • Disciples – treated him a Lord
  • Christians – little bit naughty, gave mainly to friends and family, on rear occasions to the poor
  • Unbelievers – little bit naughty, did not believe, not Hitler or other really bad people
• Most indirectly believe in this theory of the world
• If I abandon this paradigm, I would have to admit I am wrong.

• Students – pass/fail
• Employees – promotions\get fired
• Calories – lose/gain weight

• None of delight in a highlight reel of our personal sinfulness (especially avoid reference to specific sins)
• Whenever we expose our sins in the light of fellowship – able to see our sin more clearly

1. How can grace compel repentance?
2. How can you assess your debt to Jesus?
3. How can you be assured of the forgiveness of that debt?
4. Who is to blame for Christ’s death on the Cross?
5. How does one’s good confession - “Jesus is Lord!” - express one’s repentance?
6. Why is sharing the good news of Jesus Christ a clear indication of one’s repentance?

• flirtation to a pure friendship
• gossip to a righteous conversation
• alcohol to a friendly gathering
• pornography to a web search
• shoplifting to a normal shopping trip

• Must set mind on things above
• Not - Just read and pray more
• Not - Accountability partners
• Not - making it a habit

• Old Way: “Treat … younger women as sister, with absolute purity”
• New Way: “…strength to comprehend with all the saint what is the breadth and length and depth, and to know the love of Christ that surpasses knowledge”

• Understands that he a citizen of the kingdom of heaven
• Jesus is Lord of the kingdom
• Jesus delivered him into the kingdom through his blood
• His sins placed him in Satan’s domain
• Live gratefully for Jesus rather than self
• Should anticipates the King’s glorious return
• Want no one to perish
• Should no fear man
• Only agenda is God’s agenda

1. What influences have shaped your worldview?
2. How has the world tried to squeeze your mind into its mold?
3. How can you resist – even reverse – this persistent pressure from the world?
4. Why should you “gird the loins of your mind”?
5. When and how did Saul/Paul repent?
6. What is the difference between a fleshly mind and a spiritual mind?
7. At a popular level, what is the difference between WWJD and WWJT?
8. Why are spiritual disciplines more effective after one has experienced the paradigm shift of metanoia?

V9 – why have you despised the word of the lord?
V10 – you have despised me [God]
V12 – You did it secretly
V14 – You have utterly scorned the Lord

1. Try this
2. You are damaged goods
3. Doing it again will not make you more unclean
4. They don’t/won’t understand
5. Never tell them about this

1. How can you make the same journey as David – from repulsive to repentant?
2. How does repentance differ between the lost turning to God and the saved re-turning to Him? How is it the same?
3. How do qualify for God’s love and grace (see page 201)?
4. If you have not yet repented, why are you without excuse before God?
5. What will specifically change in your life when you proclaim, “Jesus is Lord!”?
6. If you have repented, have you also been forgiven of your sins – if not, what are you waiting for (see Acts 22:16)?
7. What can make post-baptismal repentance more difficult than your initial repentance?
8. What role does shame play in obstructing your repentance?
9. What is fellowship in the light vs. fellowship in the darkness? Which have you most often experienced in your church?
10. Finally, to the “confused”: take time to consider and answer the questions on pages 207 and 208. How can you thwart Satan’s attempts to undermine your path to true repentance?
11. Who can you encourage today with the good news of your repentance?
12. Who can you reach for Jesus by “telling how much the Lord has done for you, and how he has had mercy on you” (Mark 5: 19)?

• Not the kind of group you would expect to win the world for the Christ.
• Represented an average cross section of the society of their day
• Some already had joined the revival movement of John the Baptist
• Jesus can use anyone who wants to be used.
• Kept the group small enough to be able to work effectively with them.
  • More special than the twelve was the three – Peter, James, John
    • Jairus’ daughter (mark 5:37, Luke 8:51)
    • Mount of Transfiguration (Mark 9:2, Matthew 17:1)
    • Waited Near the Lord when He prayed. (Mark 14:33, Matthew 26:37)
  • Choose twelve – Luke 6:13-17, Mark 3:13-19
  • Others – the 70 (Luke 10:1), Mark and Luke (gospel writers), James, His own brother (1 Cor 15:7)
• Rapidly diminishing priority given to those outside the twelve.
• Staked His whole ministry on them. Everything depended upon their faithfulness.
• Some believe that focusing on a few is favoritism
• Jesus however did not neglect the crowds.
  • Taught them
  • Healed the sick
  • Blessed the children
  • Wept for them
  • He died for them.

• Crowd aroused
  • Wanted to make him King by force - John 6:15
  • All men were clamoring for His attention - John 3:26
  • Pharisees admitted that the world has gone after Him - John 12:19
  • Frequently asked those that recipients of His healing to say nothing to prevent mass demonstrations
  • Own brothers and sisters did not understand him - John 7:2-9

• Instructions from Jesus
  • Preach the Kingdom of God - Luke 9:1
  • Heal the sick
  • Go to the most susceptive audience (house of Israel) - Matthew 10:5
  • Do not burden yourselves with lots of baggage - Matthew 10:9
  • Find worthy, friendly people - Matthew 10:11
  • If the town resisted, shake off feet as a testament to them (worst than Sodom and Gomorrah)
• Hardship expected
  • If Jesus received persecution, we will too - Matthew 10:32
  • We remember the Lord – W will be remember before the Father - Matthew 10:24
  • Sheep among wolves - Matthew 10:16
  • Act as wise as serpents and harmless as doves
• A diving gospel
  • No compromise with sin
  • Jesus came by the sword (Divided good from evil) - Matthew 10:34-35
• Two by two - Mark 6:7
  • Companionship and helping one another
  • In the spirit of togetherness

• Are those who have followed us to Christ now leading others to Him?
• Not enough to rescue the perishing but to build them in the faith of Christ.
• Converts go out and make leaders out of the converts not just simply more followers.
• Church should be measured on how many Christians are actively winning souls.
• Lord added to the Church, those who were being saved
• Within a few centuries, the world would have known the hand of the Master
• Shortcuts have failed
  • Adaptations of the principle are always necessary in the light of changing circumstances.
  • Costly principles of leadership development can not undercut
  • We try ceremonies, programs, organizations, and crusades of human ingenuity.
  • We must understand that evangelism is not done by something but by someone
  • God's nature is to get personal. Men reaching other men for Christ.
• Need men who:
  • See His vision
  • Feel His passion
  • Willing to be nothing so that He may be everything

• Described himself as someone who could do nothing without God
  
• This poor man called and the Lord saved him from his troubles - Psalms 34:6
• God is his help and deliver - Psalms 40:17
• I am poor and needy - Psalms 109:22
• Modern thinkers might say he needed some self-esteem 
• God said he was after his own heart

• Woe to me, I am ruined for I am unclean - Isaiah 6:5
• Today we can go to church wanting to be told how good we are
• God forgave his sins and sent him on a life mission full of purpose

1. Our Father in heaven - Set our minds on personal and intimate relationship we have with our God
2. Hallowed be your name  - Praise and honor him
3. Your Kingdom come  - Pray for his church, disciples, leaders, people whom the gospel has not reached
4. Your will be done - Pray for a submissive heart toward will of God in our lives
5. Give us this day our daily bread - Pray through today's schedule, needs, relying on God
6. Forgive us our debts - Confess specific sin
7. As we also have forgiven our debtors - Commit before God to resolve conflict, hurts, concerns in all relationships
8. Lead us not into temptation - Wrestle with God to be submissive and repentant in areas of weakness
9. Deliver us from the evil one - Pray that God to stop Satan and than God for victories in him

Biblical Principles of Reconcilation:

1. Realize the urgency and importance of being reconciled - Matthew 5:23-24
   • God would rather you patch up things with your brother than worship him
   • Have you called someone on a Saturday night to talk so you can worship God acceptably  the next day?
2. Accept the obligation and possibility of reconciliation
3. Know that we cannot always have our way
   • Reconciliation does not mean that everone will agree; power of the gospel is diversity working together in harmony
4. Make every effort to work things out - Ephesians 4:3
5. Forgive as the Lord forgave you - Colossians 3:13
6. Pray for your enemies (against human nature - Matthew 5:44

• His Pharisaic crust was broken
• His independence had melted
• He recognized and braced the true Lord

• He called his own sheep by name - John 10:3
• He laid down his life for them - John 10:11
• He knew his sheep - John 10:14

Jesus Christ is Lord
Everyone who lived will say these four words - Philippians 2:9-11

Whoever disowns Jesus before men, he will disown him - Matthew 10:32-33

No one comes to the Father except through Jesus - John 14:6

Give up for God = Gain
Lose for God = FInd
Bow before God now = stand

Bow when:

• You naturally want to be selfish
• You want your needs meet
• You doubt his love

Each disciple must decide that he or she lives among other "for their sake" - 1 Thessalonians 1:5

1. The performance model
2. The grace model

• There are never enough requirements we could meet
• There are never enough rules we could keep
• There is never enough rituals we could experience
• Even if obedient to death, our only hope of salvation come from work from another

It would be one thing to hear "rejoice always" from someone living with plenty but quite another from someone in a challenging situation - Philippians 4:4-5

There is something about being "in the Lord"
If someone is "in the Lord", there is always something bigger than our trials

Paul also had a deep conviction that whatever is one: The Lord Is Near
This is how men and women of God can be joyful and gentle in the most stressful times

God is monitoring their pain not allow more than we can bear and giving his strength
The Lord is near to all who call on him - Psalms 145:18
He is near in every situation we encounter

He is calling on them and us to rejoice always and to have a great attitude

• Do I forget the commitments I made?
• Do I often arrive late to church meetings?
• Do people say I am a excuse maker?
• Any I good bill payer? Am I a good sward of my bank account?
• When I say I will call you, do I?
• Am I automotively trustworthy?
• Do I give first to the Lord?
• When I set a goal, do I work until I succeed?
• Am I trusted with responsibility?

• hydrophobia - fear of water
• acrophobia - fear of heights
• ochlophobia - fear of crowds
• xenophobia - fear of foreigners

• Christ-centered - we preach Jesus Christ as Lord - 2 Corinthians 4:5
• Well-prepared - must know what we are talking about - 2 Timothy 2:15
• Be yourself / Be real - eloquence is not a requirement - 1 Corinthians 2:12
• Be gentle and respectful - No place for self-righteousness
• Non-retaliating - We will be opposed; If we retaliate, we lose; Turn the other cheek - Matthew 5:39
• Unhypocritical - People will be eager to change when they see the good news supported by your life

Test Time

Tests are given in many of life's situations:

• driving test
• drug test
• citizen test
• emission test
• products test
• work test

Deuteronomy 8:1-2 - what is really in your heart?

Judges 2:20-FF

• Your character needs to be tested
• "I want to be molded"

• Tested in how you give
• Test in what makes you happy

1 Peter 1:3-6

• Prove to you and him that your faith genuine
• We need to stop fighting God
• We will have challenges with:
  • character
  • commitment
  • hurt
  • weakness in the church
  • close friends leaves
  • persecution
  • death
  • illness
  • finances
  • relationships
  • dating
  • family not open
  • spouse
  • happiness
  • children
  • friends

God overcomes our weaknesses

Romans 8:26 - God knows what we need

2 Corinthians 11:30 - FF - We must admit that where we are weak

Show me where I am weak, Lord!?!

God overhears our prayers

Psalms 4:1-8 - God listens to our prayers

Psalms 5:1-3 - Wait in expectation

Psalms 10:15-18 - God is always there

Psalms 65:1-4 - When are overwhelmed by sin

Psalms 102:17 - God responds to prayer

Psalms 109:3-4 - We must men and women of prayer

• Landlord
• Boss at work
• Teacher

Matthew 9:27-34

• When ever you do something right
  • Some is telling you you are doing it wrong
  • You need to feel good about what you are doing
    • The religous did the taring down
    • They were afraid of losing their members

Do you believe that you will receive everything that you ask for in prayer?
Do you doubt more than you believe?

5 Faith Killers:

1. Hesitation - when accidents happen
2. Doubting syndrome - not expecting anything to happen
3. Pessimistic attitude - everything will go bad (from childhood)
4. Ingraditude - not being grateful
5. Fear - can be overcome by love

Jesus is Lord of the Harvest

Matthew 9:35-38

• Are you happy?
• Are the hopeless and harassed?
• Happiness produces more than guilt-driven action.

Jesus is Lord of the Sabbath

Matthew 12:1-14

• Why do you go to church?
  • Out of habit?
  • Because you are suppose to?
    • Law is here to protect, direct, and save us

• Obeying comes happiness
• We show God we love him by obeying him.

Too many of us have placed eternity somewhere out there
We seem to forget that we will get the earth back as well

I will create new heavens and a new earth - Revelation 21:1
When he says he is making all things new, he includes the earth

Won't the whole earth be destroyed?
That day will bring about the destruction of the heavens by fire, and the elements will melt in the heat - 2 Peter 3:12

Noah's day of the Lord
By these waters also the world of that time was deluged and destroyed - 2 Peter 3:6
World was destroyed in the sense that all wickedness and corruption of mankind - Genesis 6-7
Fire is also used for cleansing throughout the Scriptures

• God goes to war to set his people free in Exodus
• War to get to the promise land - Exodus 17:16
• War to get into the promise land - battle of Jericho
• Wars to keep the promise land - battles with Canannites, Philistines, Egyptians, Babylonians, and Midianites
• Deborah, Gideon, David, Elijah goes to war

Myth - sometimes thought of as not factual true
But a myth is a story which confront us with something transcendent and eternal; a way of seeing and knowing
A kind of story that wakes you up and you suddenly say - this is what my life is really about

Myth tell us three truths, this first one is:

1. Things are not what they seem

Examples of movies that show us this include: Wizard of Oz, Alice in Wonderland, the Matrix

Jacob saw earth in a whole new way in his dream - Genesis 28:12
He awakes more awake then ever, "Surely the Lord is in this place, and I was not aware of it" - Genesis 28:16

Two followers of Christ did not even recongized Jesus as he talked with him after his resurrection - Luke 24:17-21
They were slow in heart to believe

Myth tell us three truths, the second is:

2. There is a great struggle or quest or battle that is well under way

Christianity isn't about:

• Going to Sunday school
• Being nice
• Holding car washs
• Sending clothes to Mexico

As good as those things might be, this is a world at war
We live in a far more dangerous and dramatic story than we ever imagine

Reason we love these is because it is telling us that this is our most desperate hour

• The Chronciles of Narnia
• Star Wars
• The Matrix
• The Lord of the Rings

Without this buring in our hearts, we lose the meaning of our days

Notice that those who have tried to wake up to this reality were ususally killed

• The phophets
• Jesus
• Stephen
• Paul
• Most of the disciples in the Bible

Has it occured to you that someone is trying to shut them up?

The heart is central
The need to even to be remined of this show how far we have fallen from the life we were meant to have

The heart is addressed in the Bible more than any other topic

Love the Lord your God with all your heart - Deuteronomy 6:5
Man looks at the outward appearance, Lord looks at the heart - 1 Samuel 16:7
Where your teasure is, there your heart will be also - Luke 12:34

Trust in the Lord with all of your heart - Proverbs 3:5
These people honor me from their lips but their hearts are far from me - Matthew 15:8
The Lord weighs the heart - Proverbs 21:2

The heart can be:

• Trouble, wounded, pierced, grieved, even broken
• Cheerful, glad, merry, joyful, rejoicing
• Whole or divided
• Wise or foolish
• Steadfast, true, upright, stout, valiant
• Frightened, faint, cowardly
• Wandering, forgetful, dull, stubborn, proud, hardened

The heart can be unpredictable but it is central to our being

The heart answers a lot of questions:

• Why did my relationship fail? One or both don't have to heart to make it work
• Why are some many struggling with depression and discouragement? They have lost heart
• Why can I not break free from our addiction? We gave our heart away and need to get it back

• by sin
• by others
• by the enemy

• Teach me your way
• I will walk in your truth
• Give me an undivided heart
• I will fear your name
• I will praise you
• With all of my heart
• I will glory you

1. The Old Testament Precedent - Leviticus 27:30; Malachi 1:13-14
   1. The Israelites were commanded to give a tenth (tithe) of all their income to the Lord
   2. The Israelites had many other kinds of sacrifices (e.g. burnt, sin, grain, fellowship offerings) in addition to the tithe. The Israelites actually gave up to 33% of their income to God.
   3. The sacrifices were to be the best available. God will not accept a second rate sacrifice.
2. New Testament Examples
   1. The Widow - Mark 12:41-44
      She was commended not for what she gave, but her giving heart. She was totally dependent on God.
   2. Barnabas - Acts 4:36-37
      He sold his property and gave all the proceeds from the sale to meet the needs of the church.
   3. The Macedonians - 2 Corinthians 8:1-3
      They gave beyond their ability even though they were extremely poor
3. True Sacrifice Costs Something - 2 Samuel 24:21-25
   1. David refused to sacrifice to God something that cost him nothing.

1. Am I giving my best to God in my weekly giving? Do I give to God first out of my pay or out of what is left over?
2. What percentage of my income am I giving in my weekly contribution?
3. What am I willing to sell or sacrifice for the special contribution?

1. Giving with Joy - 2 Corinthians 9:7-8
   1. Each man should give what he has decided in his heart to give. Plan your giving.
   2. God does not want you to give reluctantly or under compulsion. You should feel a joy, excitement, and enthusiasm when you give.
   3. God loves a cheerful (in Greek "hilarious") giver.
2. The Privilege of Giving - 2 Corinthians 8:3-5
   1. The Macedonians urgently pleaded to give.
   2. They understood that it was a privilege because they had first given themselves to the Lord.
3. Special Times of Giving, Time of Victory, and Joy for God's People
   1. The Israelites gave to build the temple and the people rejoiced (1 Chronicles 29:1-9)
   2. The building of the tabernacle: the people willingly brought more than needed (Exodus 35:20-29,36:2-7)

1. Am I a cheerful giver? What keeps me from giving cheerfully?
2. Am I eager or reluctant to give, especially at special contribution times?
3. At what time was I the most joyful about my giving? Why?

1. Why Get Out of Debt?
   1. It hinders us from being able to give generously. When we are paying 18%+ interest on top of the principal, it is difficult to have anything left to share with others.
   2. It is wasteful. The exorbitant interest we pay on our credit cards is totally wasted.
   3. The balance is probably there because you were not following God's plan for your finances.
2. How to Get Out
   1. You must be radical (Matthew 5:29-30)
      1. Cut up all your credit cards (if you have outstanding balances that you have not been able to pay off for 3 months or more).
      2. Call your credit card companies and cancel the accounts.
      3. Work out your budget with the goal of removing your debt. Do not buy anything that is not necessary. Cut all unnecessary expenditures out of your budget (e.g. cable TV, newspaper).
      4. Get input (Proverbs 15:22)
      5. Commit your plan to the Lord (Psalms 127:1-2)
   2. Finish the job (Luke 14:28-30)
      1. Let godly sorrow lead you to repentance (2 Corinthians 7:10-11). You must take responsibility for your debt.

1. Am I in sinful/foolish debt? If so, why?
2. Am I willing to apply the principles set forth to get out of debt?
3. What will be the hardest thing for me to change to get out of debt?
4. Who do I know that will be able to help me with my plan?

1. Honor God with your Wealth - Proverbs 3:9
   1. Will I obey the scriptures
   2. Will I, as a mature Christian, increase my weekly giving?
2. Guard Your Heart - Proverbs 4:23
   1. What sins of the heart have I confronted and repented of in regard to my finances?
   2. Am I ready to give out of a pure heart and a sincere love for God?
3. A Living Sacrifice - Romans 12:1
   1. In what ways am I going to live a more sacrificial lifestyle in order to advance God's kingdom?
4. Give and It Will Be Given To You - Luke 6:38
   1. Have I made decisions to give by faith and to give joyfully to the Lord?
5. A Spirit of Self-Discipline - 2 Timothy 1:7
   1. Have I prepared a budget that I am ready to live by? If not, when will I have it completed?
   2. Have I sought input?
6. Free At Last - Romans 13:8
   1. Have I gained deep convictions about getting out of debt?
   2. What is my plan to eliminate sinful/foolish debt from my life?
7. A Light to the World - Matthew 5:14
   1. How am I going to work at my job in such a way that my life is an upward calling to everyone around me?
   2. Am I fulfilling my financial responsibilities as a disciple in the areas that God expects?

• A helpless old man
• Cosmic killjoy
• Disinterested deity
• Harsh ogre

• Stepped of the boat, only to sink - Matthew 14:31
• Rebuked for his dullness - Matthew 15:15-16
• Rebuked Jesus and got the rebuke of a lifetime - Matthew 16:22-23
• Fell asleep when Jesus needed him most - Matthew 26:40
• Denied knowing Jesus three times and wept bitterly - Matthew 26:75

1. In all places, the harvest is plentiful
2. In all places, God hears and answers us